Dealing with Insurance Adjusters After an Accident

After an accident, you will likely hear from an insurance adjuster within days. They are motivated to minimize what the insurer pays out.

The adjuster will want a recorded statement. You are not legally required to give one to the other party's insurer. Politely decline until you have spoken with an attorney.

Be careful about social media. Adjusters routinely search accident victims' profiles for posts that contradict injury claims.

Do not accept a settlement offer immediately. Early offers are almost always low.

Stick to the facts when communicating. Do not speculate about fault or minimize your pain.

Your best protection is documentation: a paper trail of every call, email, and offer.